PDF⋙ Plastic Money: Constructing Markets for Credit Cards in Eight Postcommunist Countries by Alya Guseva, Akos Rona-Tas

Plastic Money: Constructing Markets for Credit Cards in Eight Postcommunist Countries by Alya Guseva, Akos Rona-Tas

Plastic Money: Constructing Markets for Credit Cards in Eight Postcommunist Countries by Alya Guseva, Akos Rona-Tas PDF, ePub eBook D0wnl0ad

In the United States, we now take our ability to pay with plastic for granted. In other parts of the world, however, the establishment of a "credit-card economy" has not been easy. In countries without a history of economic stability, how can banks decide who should be given a credit card? How do markets convince people to use cards, make their transactions visible to authorities, assume the potential risk of fraud, and pay to use their own money? Why should merchants agree to pay extra if customers use cards instead of cash?

In Plastic Money, Akos Rona-Tas and Alya Guseva tell the story of how banks overcame these and other quandaries as they constructed markets for credit cards in eight postcommunist countries. We know how markets work once they are built, but this book develops a unique framework for understanding how markets are engineered from the ground up—by selecting key players, ensuring cooperation, and providing conditions for the valuation of a product. Drawing on extensive interviews and fieldwork, the authors chronicle how banks overcame these hurdles and generated a desire for their new product in the midst of a transition from communism to capitalism.

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PDF⋙ Theory of Atomic Nuclei, Quasi-particle and Phonons by V.G. Soloviev

Theory of Atomic Nuclei, Quasi-particle and Phonons by V.G. Soloviev

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Unique in scope and treatment, Theory of Atomic Nuclei, Quasi-particle and Phonons gives a microscopic description of the structure of complex nuclei at low and intermediate excitation energies in terms of quasi-particle and phonon operators. A substantial quantity of modern experimental data is collected together and incorporated into the book to complement the theoretical treatment. This source book is an extremely useful research reference of the results of experimental work in the area.

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PDF⋙ Classic BMW: New Class 1961-197 2012 Square 12x12 W Calendar by BrownTrout Publishers Inc

Classic BMW: New Class 1961-197 2012 Square 12x12 W Calendar by BrownTrout Publishers Inc

Classic BMW: New Class 1961-197 2012 Square 12x12 W Calendar by BrownTrout Publishers Inc PDF, ePub eBook D0wnl0ad

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PDF⋙ Whole-Body Autoradiography (Biological Techniques Series) by C. G. Curtis, S. A. M. Cross, R. J. McColloch, G. M. Powell

Whole-Body Autoradiography (Biological Techniques Series) by C. G. Curtis, S. A. M. Cross, R. J. McColloch, G. M. Powell

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PDF⋙ Integrating the Masculine and Feminine In The Spiritual Traditions Of Judaism and Vedanta (Dialogues at the Chopra Center for Well Being) by Deepak Chopra M.D.

Integrating the Masculine and Feminine In The Spiritual Traditions Of Judaism and Vedanta (Dialogues at the Chopra Center for Well Being) by Deepak Chopra M.D.

Integrating the Masculine and Feminine In The Spiritual Traditions Of Judaism and Vedanta (Dialogues at the Chopra Center for Well Being) by Deepak Chopra M.D. PDF, ePub eBook D0wnl0ad

Bestselling author/lecturer Rabbi Shmuley Boteach joins Deepak Chopra, M.D., to explore the differences between genders and the solutions for ailing relationships. They hail from two unique perspectives: the ancient religious traditions of cabalistic Judaism and Vedanta. Together, they discover several common threads among the ancient teachings, including the notion that we need both passion and intimacy to restore health to our relationships and our society.

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PDF⋙ Corinne T. Netzer Carbohydrate and Fiber Counter: The Most Comprehensive Collection of Carbohydrate and Fiber Data Available (Corinne T. Netzer Carbohydrate & Fiber Counter) by Corinne T. Netzer

Corinne T. Netzer Carbohydrate and Fiber Counter: The Most Comprehensive Collection of Carbohydrate and Fiber Data Available (Corinne T. Netzer Carbohydrate & Fiber Counter) by Corinne T. Netzer

Corinne T. Netzer Carbohydrate and Fiber Counter: The Most Comprehensive Collection of Carbohydrate and Fiber Data Available (Corinne T. Netzer Carbohydrate & Fiber Counter) by Corinne T. Netzer PDF, ePub eBook D0wnl0ad

If you’re like the millions of Americans who are trying to eat right and stay healthy, you know how important it is to keep track of the fiber and carbohydrate grams in your diet. After all, total carbs minus fiber = net carbs.With this all-new reference from bestselling expert Corinne T. Netzer, you’ll get the most authoritative nutritional information available on the foods you eat every day. From the latest fast-food items to ethnic entrées, from gourmet and health foods to carb-controlled pastas and high-fiber baked goods, here are the latest, most accurate counts on a vast array of new products and old favorites, brand-name and generic foods.

So whether you’re reaching for a preworkout snack or navigating the supermarket or health food store aisles, whether you’re trying to control your carbs or boost your fiber, here is the book that helps you make informed choices about the foods you eat–it’s the ultimate reference for the health-conscious consumer!

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PDF⋙ Langford's Basic Photography: The Guide for Serious Photographers by Michael Langford, Anna Fox, Richard Sawdon Smith

Langford's Basic Photography: The Guide for Serious Photographers by Michael Langford, Anna Fox, Richard Sawdon Smith

Langford's Basic Photography: The Guide for Serious Photographers by Michael Langford, Anna Fox, Richard Sawdon Smith PDF, ePub eBook D0wnl0ad

Langford's Basic Photography is a seminal photography text. First published in 1965, it has informed the work and career of many of the world's leading photographers.

The new, 9th edition, continues the tradition of its predecessors, reflecting the same comprehensive mix of scholarly and practical information. It covers every aspect of photography, from capture through to output, both digital and analogue. There is an emphasis on explaining the 'how to' of photography, but Langford's Basic also includes in-depth coverage of the fundamental principles that govern the art, such as how light behaves, optics, and the shutter. This ensures that the reader comes away with not only a good grasp of photographic technique, but also an in-depth understanding of the fundamentals that will help them to better understand how great photography is made. As such, it functions both as an excellent coursebook for students of photography, and a great primer and reference for amateur enthusiasts.

The new edition has been fully updated to reflect dynamic changes in the industry. These changes include: an expansion and overhaul of the information on digital cameras and digital printing; an emphasis on updating photographs to incude a wider range of international work; replacement of many diagrams with photos; overhaul of the analogue sections to give a more modern tone (ie exposure measurement and film and filters with some more dynamic photo illustrations); a fully edited and updated photography timeline.

This landmark text is an essential purchase, both for new photographers as an introduction, and for established photographers as an invaluable reference work.

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